My Smart Automated Money

Best Free Budgeting Apps for Singaporeans in 2024

Money feels tight even when your paycheck looks decent. You’re earning well, but somehow every month ends with the same question: where did it all go? You’re not alone. Most Singaporeans struggle to track daily expenses. That $5.50 kopi here, the $12 hawker lunch there, weekend shopping at Orchard. Small amounts vanish fast. Before you

How Much Life Insurance Do You Actually Need in Singapore?

You’ve probably seen the ads. Smiling families, happy endings, and promises of financial security. But when it comes to actually buying life insurance, most people freeze at one question: how much do I actually need? Too little coverage leaves your family struggling. Too much means you’re paying for protection you don’t need. The good news?

How to Start Investing in Singapore with Just $100 a Month

You don’t need thousands of dollars to start investing in Singapore. In fact, you can begin building wealth with as little as $100 a month. Many young professionals and students think investing is only for the rich, but that’s outdated thinking. Today’s investment platforms have lowered the barriers so much that anyone with a smartphone

How to Build a 6-Month Emergency Fund in Singapore on Any Salary

Building an emergency fund sounds like advice for people who already have money to spare. But here’s the truth: it’s actually most important for those of us living paycheck to paycheck. When your car breaks down, your laptop dies, or you suddenly need to see a specialist, having cash ready means you won’t spiral into

How to Save Money on Groceries in Singapore Without Sacrificing Quality

Grocery bills in Singapore can easily spiral out of control if you’re not paying attention. Between rising food costs and the convenience of shopping at premium supermarkets, many households spend far more than necessary on their weekly supplies. The good news? You can slash your grocery expenses without eating poorly or spending hours hunting for